Azzana est un cabinet de conseil spécialisé dans les domaines de la trésorerie d’entreprise, du cash management et des paiements.
31 rue d'Amsterdam 75008 PARIS
France : +33 (0) 1 44 65 33 84
Belgium : +32 (0) 2 673 64 30
Singapour : +33 (0) 1 44 65 33 84
Mail : info@azzana.net

Banking Consultancy

Cash management, payments, electronic payments: AZZANA is the expert partner of financial institutions

Banking Consultancy

Listening to your challenges, Azzana helps you to propose innovative offers to the new players in the payment ecosystem, to secure financial flows and to bring payment processes into compliance in an increasingly rich and complex regulatory context.


European & international payments (SEPA, Instant SEPA, ISO20022, SWIFT, Connectivity)

Interbank payments (ITA Bank Payments) (Migration towards Target 2, ISO 20022, Cash Flow Forecast

Card payments (Prepaid cards, Debit cards, Credit cards)



  • SWIFT Alliance
  • MT and MX message conversion

Card transaction acquisition

Security & Fraud

  • IAM (Identity and Access Management)
  • Fraud management
  • TTPs (Third party)
  • Security standards 
  • APIs Security
Azzana consulting - boussole

Experts in Transaction Banking

Aware of your challenges, we offer you a tailor-made support and a 360° vision of the payment ecosystem thanks to our wide range of interventions.


For Azzana, every client is truly unique

Our expertise

Strategic and operational consulting

Azzana’s expertise

  • Market research and benchmarks to feed strategic plans
  • Design and marketing of new payment and cash management offers
  • Assistance in the selection of new service providers
  • Optimization of electronic payment processing chains
  • Audit and regulatory compliance
Some references
  • Implementation of the Virtual Account offer for a major bank for its large corporate customers
  • Management of a migration program to the ISO 20022 standard
  • Benchmark “payment means”: Cryptopayments, Mpos, Marketplace and Instant Payment with solution providers
  • Definition of the Request to Pay offer for corporate customers
  • Construction of a digitalization approach for points of sale to accept payment by bank card
  • Analysis of the impact of the PSD2
  • Review of payment channels to ensure compliance with European regulations (PSD2, SEPA, 2015/847, …) 


The Azzana expertise

In order to support you with the hot topics, we launched the Azzana Academy: a community of experts with many years of experience who want to share with you their feedback from your peers, your customers and your competitors.


We offer you to choose an existing “standard” training or to create your own customized training according to your current challenges.

Some examples
  • Regulatory changes (banking mobility, DSP2)       
  • Major market trends (Instant Payments, EBAM…)
  • ISO20022 and TARGET 2 consolidation
Discover our training courses

Reinforcement of your teams

Azzana’s expertise

  • Experienced MOA profiles
  • Management of large programs
  • Management of international transverse projects
  • Product managers or business/marketing profiles
Our references
  • Steering the Instant Payment program for an international bank
  • Product manager on a Cash Management application for a major bank

Interested to join us? 


We are currently creating value for